See Your Mortgage Options
Without Touching Your
Credit Score
A soft pull shows you real rate estimates in minutes — no hard inquiry, no surprise dip on your credit report, no obligation.
Get Pre-Approved Today — Soft Pull Only
Takes under 2 minutes. Your score stays untouched.
See Your Full Credit Picture Before You Apply
One soft pull gives you a real look at where you stand — your score and your full report across all three credit bureaus — so you know what your mortgage options look like before you commit to anything. No Social Security number is needed to get your first estimate.
How It Works
Four steps between you and a clear picture of your mortgage options.
Share Your Basics
Name, contact info, and property zip — that's it to get started.
We Run A Soft Check
A soft credit pull only — your score isn't affected and nothing shows up as an inquiry.
See Your Rate Options
Compare personalized estimates across loan types in one simple view.
Talk It Through
Connect with a licensed advisor when you're ready — no pressure, no obligation.
Loan Options
Access to hundreds of wholesale lenders means more paths to a fit that works for you.
Meet Duane Buziak
Scotsman Guide Top 1% broker, recognized as Broker Of The Year in 2024 and 2025.
Duane Buziak has built a reputation for helping borrowers see their real mortgage options without the guesswork — starting with a soft credit pull that never touches their score.
With access to hundreds of wholesale lenders, Duane matches each borrower's situation to the loan program that actually fits, then walks them through it directly.
What Borrowers Are Saying
Real feedback from people Duane has helped through the loan process.
Frequently Asked Questions
Clear answers to common questions about soft credit pulls and pre-qualification.
No. A soft credit pull does not affect your credit score in any way, and it never appears as an inquiry on your credit report.
A soft pull lets us review your credit file to build rate estimates without affecting your score. A hard pull happens later, only when you formally apply for a loan, and can cause a small, temporary dip.
No. Your first rate estimate only requires basic contact information and your property zip code — no SSN is needed at this stage.
No. Because it's a soft pull, it stays invisible to other lenders and does not generate an inquiry line on your report.
Just your name, contact information, and the zip code of the property you're interested in. That's enough for us to build your first estimate.
Estimates are built from your real credit data pulled through the soft check, so they reflect your actual profile. A final rate is confirmed once you move into full underwriting.
No. Reviewing your estimates carries zero obligation. You decide if and when you want to talk with a licensed advisor.
Yes. Every submission runs through encrypted, compliant channels built to protect consumer data at each step of the process.
Yes. Reach out through the contact form and we'll walk you through a sample soft pull report so you know exactly what to expect.
Once you've reviewed your rate options, use the contact form or call 804-212-8663 to schedule time with Duane directly.